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Remittances to India are money transfers from Non-resident Indians (NRIs), employed outside the country to family, friends or relatives in India. India is the world's leading receiver of remittances, claiming more than 12% of the world's remittances in 2007.〔(【引用サイトリンク】date=2008-09-10 )〕 Remittances to India stood at $70.39 billion in 2014, accounts for over 4% of the country's GDP.〔 As per the Ministry of Overseas Indian Affairs (MOIA), remittance is received from the approximately 25 million members of the Indian diaspora.〔 ==Overview== Under the Foreign Exchange Management Act (FEMA) of 1999, Non Resident Indians (NRIs) and Persons of Indian Origin (PIOs) can open and maintain three types of accounts namely, Non-Resident Ordinary Rupee Account (NRO Account), Non-Resident (External) Rupee Account (NRE Account) and Foreign Currency Non Resident (Bank) Account – FCNR (B) Account.〔(【引用サイトリンク】publisher= Reserve Bank of India )〕 Since 1991, India has experienced sharp remittance growth. In 1991 Indian remittances were valued at 2.1 billion USD;〔 in 2006, they were estimated at between $22 billion and $25.7 billion.〔 which grew to $67.6 billion in 2012-13, up from $66.1 billion the fiscal year, 2011-2012, when the remittance exceed the foreign direct investment(FDI) inflow of $46.84 billion into India. Money is sent to India either electronically (for example, by SWIFT) or by demand draft. In recent years many banks are offering money transfers and this has grown into a huge business. Around 40% of the international remittances flow to the states of Kerala, Tamil Nadu, Punjab and Uttar Pradesh which are among the top international remittance-dependent economies of the world.〔 Research work on remittances to India is listed in the India Migration Bibliography. A 2012 study, by Reserve Bank of India revealed 30.8% of total foreign remittances was from West Asia, compared to 29.4% from North America and 19.5% from Europe.〔 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Remittances to India」の詳細全文を読む スポンサード リンク
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